AHR Retirement Solutions Inc.

Test your retirement knowledge with these 4 short and easy Retirement Literacy quizzes created by the Association of Canadian Pension Management (ACPM). Quiz 1: Government Retirement Programs: CPP, OAS & GIS Quiz 2: Individual Savings Plans: RRSP & TFSA Quiz 3: Workplace Retirement Plans: Defined Benefit Defined Contribution Group RRSP Plans, and DPSP (Deferred Profit Savings Plans) Quiz 4: CPPIB - Canadian Pension Plan Investment Board: General information Retirement

CPP – Canada Pension Plan - Recent Changes Since the late 60’s the CPP has been in place to provide a Base Pension Income for all working Canadians. Up until 2012 the rules were pretty simple: Make your annual Contribution through payroll deduction; Your Employer then matched these contributions on a 1 to 1 basis; At age 65 you would be able to collect 100% of your ‘eligible’ CPP pension based on your history of contributions; If you wanted to start your CPP pension as early