
E-Solut!ons Spring 2014
Please find a link below to the latest SPRING edition of Manulife's E-SOLUT!ONS magazine on Retirement Planning topics. There are a number of interesting topics to review, including: Home Sweet First Home - Buying your first home - page 7 Over 50% of Canadians Are Doing It. Are You? - Contributing to a Tax-Free Savings Account - page 11 Reach Beyond: Go Global - The potential of global markets and the benefit of diversification - page 14 Will You? - The importance of having
Changes to Canada Pension Plan (CPP)
CPP – Canada Pension Plan - Recent Changes Since the late 60’s the CPP has been in place to provide a Base Pension Income for all working Canadians. Up until 2012 the rules were pretty simple: Make your annual Contribution through payroll deduction; Your Employer then matched these contributions on a 1 to 1 basis; At age 65 you would be able to collect 100% of your ‘eligible’ CPP pension based on your history of contributions; If you wanted to start your CPP pension as early
Avoid or Reduce Probate Fees
What are Probate fees? These are fees (taxes) levied by Provincial Governments upon the death of an individual (sometimes referred to as Death Taxes). They apply to net assets (Assets less Liabilities) in an individual’s Estate. The fees themselves aren’t that large. They are a little over 1.5% on average. It is the formal filing for Probate that can be tedious, time consuming and sometimes difficult. It’s an area where you will always want a Lawyer to assist you with the pro
From a Rock to a Great Place
By Harrison Robbins Managing your financial assets can often feel overwhelming. That's why we focus on ensuring you always know where you stand. We pride ourselves on working with our clients to ensure their big picture is still in focus, providing complete account summaries to maximize their understanding and ensure the long term strategy remains sound. We think of it as taking you from a rock to a great place.